Finance Specialists

Here at Kettering Trade Cars Ltd we believe everyone should be able to get the car finance they need to own a reliable car of which they can be proud. All our cars are HPI-checked, have a thorough Pre-Delivery Inspection and come with a 3-month Comprehensive Warranty, plus 12-month MOT's. We also offer extended warranties of up to 12 months for extra peace of mind.

To make things even simpler we offer:

  • Same Day Drive-away
  • Digital E-sign available
  • Pre-approval prior to viewing
  • Existing Finance Settled
  • Zero deposit Finance (subject to status)
  • Fast approval
  • Tailor-made finance packages

Whether you're looking for a prestige or family car, your first cherished motor or even just looking to upgrade your old 'runabout' then come and chat to us! CALL MARTIN or JAMES ON 01536 660181 TODAY!


(Note: Any APR% should be "given no less prominence" than any other wording in the financial promotion according to the FCA)

What is car finance? The product we use is called Hire Purchase, otherwise known as HP. It is one of the most popular types of financing cars as you can pay off the balance in affordable monthly instalments at a fixed rate of interest. The credit is secured against the vehicle being purchased and you are paying a fixed monthly payment over an agreed term. You will own the vehicle once all monthly payments and any option to purchase fee has been paid in full.

Hire Purchase - Pro's & Con's


  • Simple to arrange
  • Fixed monthly payments
  • Fixed interest rates
  • Flexible term lengths 24-60 months
  • Cars HPI checked
  • Vehicle belongs to you after final payment
  • Particularly suitable for purchasing vehicles


  • The vehicle belongs to the finance company until you pay your final payment
  • If you don't keep up your repayments your vehicle will be at risk of being repossessed
  • Hire Purchase is not suitable if you are planning on paying off your loan within a short period of time.

If your finance application is unsuccessful, we will send it through to another lender from our specialist panel as part of our efforts to ensure that you receive the finance package you require. If you would not like this to happen, please inform us via email.

If you do not opt out of this process, we will assume that you have given us permission to perform a second credit search on your behalf.